Checking & Savings Rates
Rate & Annual Percentage Yield (APY) accurate as of November 1, 2024 and are subject to change without notice.
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Share/Savings
**APY is subject to change monthly. Dividends are credited to your account monthly.Share Type Min. Balance Dividend Rate APY** Regular Shares $5.00 0.75% 0.75% Holiday Shares $0.00 0.75% 0.75% Vacation Shares $0.00 0.75% 0.75% Share Draft/Checking $0.00 0.02% 0.02% IRA & Roth IRA's $0.00 0.85% 0.85% Alternate Shares $0.00 0.75% 0.75% Statement Savings $0.00 0.75% 0.75% Super Saver $0.00 0.75% 0.75%
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Share/IRA Certificate
**APY is subject to change monthly and assumes dividends remain on deposit for 1 year. $500 minimum deposit to open account and earn APY. Share certificates are term accounts and a penalty will be imposed for early withdrawal.Term Dividend Rate APY** 3 Months 3.93% 4.00% 4 Months 3.93% 4.00% 5 Months 3.93% 4.00% 6 Months 3.93% 4.00% 12 Months 4.46% 4.55% 24 Months 3.20% 3.25% 36 Months 3.20% 3.25% 60 Months 3.20% 3.25%
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Money Market
**APY is subject to change weekly. Dividends are compounded daily and paid monthly. Once threshold is met, rates apply to the entire balance.Balance Tier Dividend Rate APY** $0 to $2,499.99 1st 0.00% 0.00% $2,500 to $9,999.99 2nd 1.34% 1.35% $10,000 to $24,999.99 3rd 1.44% 1.45% $25,000 to $49,999.99 4th 1.64% 1.65% $50,000 + 5th 1.98% 2.00%