VISA® Credit Card
VISA® Platinum Credit Card
At a glance: 1% Cashback on purchases*
Annual Fee: $0
Rate: 12.90% APR**
No balance transfer fees
Credit lines up to $60,000
Unsecured and share secured options
First-time borrower option with maximum loan amount of $2,500
VISA® Prestige Credit Card
At a glance: Variable rate = Prime + 3% (changes quarterly)
Annual Fee: $0
Rate: 11.00% APR**
No balance transfer fees
Credit lines up to $55,000
Unsecured and share secured options
First-time borrower option with maximum loan amount of $2,500
* Cashback paid annually.
** APR = Annual Percent Rate. Credit line subject to creditworthiness.
Card Benefits
Roadside Dispatch®
Rely on emergency roadside assistance!
As an eligible LVECU cardholder, you have access to Roadside Dispatch®, a pay-per-use roadside assistance program. Simply call 1-800-847-2869, 24 hours a day/7 days a week. Roadside Dispatch will ask you where you are, what the problem is and will remain on the phone while arranging a dispatch to a reliable tow operator or locksmith. You pay a set fee per service call. No membership is required and you don’t need to pre-enroll. No annual dues. No limit on usage.
To learn more about this benefit, call 1-800-847-2869.
Note: Customers must pay service provider for mileage over five miles. A secondary unit being towed behind is not included but can be accommodated for an additional fee. Standard winching applies within 100 feet of paved or county maintained road only. Additional fees may apply for winching services under certain circumstances. Additional Terms: Service providers supplying emergency roadside assistance and towing are independent contractors and are solely liable for their services. Neither Visa nor LVECU shall have any responsibility or liability in connection with the rendering of the service. Emergency roadside assistance and towing may not be available in areas not regularly traveled, nor in other “off road” areas not accessible by ordinary towing vehicles. Weather conditions, time of day, and availability of service may affect assistance responses. Expectations for dispatch are set with the customer on every call, and an expected estimated time of arrival is provided to the customer regardless of their location; however, neither Visa nor LVECU provides any assurances as to the ability of the Service Provider to meet such estimates. You are responsible for any roadside assistance or towing charges incurred by facilities responding to your request even if you are not with your vehicle or your vehicle is gone upon their arrival. 24-hour roadside assistance services provided by: Cross Country Motor Club, Inc. d/b/a Agero, a Massachusetts corporation, and Cross Country Motor Club of California, Inc., a California corporation. Current fee for a standard service call is $79.95. Service call fees are subject to change at any time; however, callers will be notified prior to any service dispatch. This program may be discontinued at any time without prior notice. Program void where prohibited.
ID Navigator Powered by LifeLock
Protecting against identity theft just got a lot easier.
Help protect your identity with ID Navigator Powered by LifeLock – an included benefit when you get the U.S. VISA® Credit Card with LVECU.
There’s a victim of identity theft in the U.S. every 3 seconds*
Today, there are more threats to your identity than you realize. ID Navigator Powered by LifeLock alerts you to threats you could miss on your own.
Alerts:
Dark Web Monitoring that patrols private forums and notifies you if your personal information is found.
One-Bureau Credit Monitoring Alerts¹ that informs you of fraud and key changes to your credit.
More Control Over Personal Information:
Privacy Monitor that helps you reduce public exposure of your personal information.
Restoration:
U.S.-Based Personal Restoration Specialists that know the steps to take and numbers to call to help you restore your identity.
Terms & conditions apply
No one can prevent all cybercrime or all identity theft.
*Based on an online survey of 5,004 U.S. adults conducted by The Harris Poll on behalf of GenTM (formerly NortonLifeLock), January 2023.
¹Credit features require setup, identity verification and sufficient credit history by Equifax®. Credit monitoring features may take several days to activate after enrollment.
Confirm Eligibility
Dovly Uplift™
In just seconds, you can put Dovly to work helping fix, manage and maintain your credit score. A credit score can impact your ability to buy a house or car, and improving your score can help save money on everyday expenses, such as auto insurance. Get access to Dovly Uplift™, free with your VISA® credit card.
What Dovly Uplift gives you:
Help detecting and disputing inaccurate items on your TransUnion® credit report in an optimal way thanks to Dovly's smart credit engine.
30-Day Credit Reports and Score—Every month, you get a detailed TransUnion® credit report and score so you’re always in the know about your credit.
Confirm eligibility and enroll now
While Dovly’s platform is designed to remove inaccuracies from your credit report, every case is different, and not everyone will achieve the same results.
Contact Information
Member Service – 866-620-6723
Lost or Stolen - 866-620-6723
Card Activation - 800-631-3197
PIN Change - 888-886-0083