card options
Visa® Platinum
At a glance: 1% Cashback¹
Annual Fee: $0
Rate: 12.90% APR²
Visa® Prestige
At a glance: Variable rate = Prime + 3% (changes quarterly)
Annual Fee: $0
Rate: 10.50% APR²
Credit Card Details
No annual fee
Competitive rates
Mobile wallet compatibility
Less Stress Debt Protection available
Unsecured and share secured options
First-time borrower option available with maximum loan amount of $2,500
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¹Cashback paid annually
²APR= Annual Percent Rate. Credit line subject to creditworthiness.
Additional Card Benefits
Roadside Dispatch®
Rely on emergency roadside assistance!
As an eligible LVECU cardholder, you have access to Roadside Dispatch®, a pay-per-use roadside assistance program. Simply call 1(800) 847-2869, 24 hours a day/7 days a week. Roadside Dispatch will ask you where you are, what the problem is and will remain on the phone while arranging a dispatch to a reliable tow operator or locksmith. You pay a set fee per service call. No membership is required and you don’t need to pre-enroll. No annual dues. No limit on usage.
To learn more about this benefit, call (800) 847-2869.
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Customers must pay service provider for mileage over five miles. A secondary unit being towed behind is not included but can be accommodated for an additional fee. Standard winching applies within 100 feet of paved or county maintained road only. Additional fees may apply for winching services under certain circumstances.
Additional Terms: Service providers supplying emergency roadside assistance and towing are independent contractors and are solely liable for their services. Neither Visa nor LVECU shall have any responsibility or liability in connection with the rendering of the service. Emergency roadside assistance and towing may not be available in areas not regularly traveled, nor in other “off road” areas not accessible by ordinary towing vehicles. Weather conditions, time of day, and availability of service may affect assistance responses. Expectations for dispatch are set with the customer on every call, and an expected estimated time of arrival is provided to the customer regardless of their location; however, neither Visa nor LVECU provides any assurances as to the ability of the Service Provider to meet such estimates. You are responsible for any roadside assistance or towing charges incurred by facilities responding to your request even if you are not with your vehicle or your vehicle is gone upon their arrival. 24-hour roadside assistance services provided by: Cross Country Motor Club, Inc. d/b/a Agero, a Massachusetts corporation, and Cross Country Motor Club of California, Inc., a California corporation. Current fee for a standard service call is $79.95. Service call fees are subject to change at any time; however, callers will be notified prior to any service dispatch. This program may be discontinued at any time without prior notice. Program void where prohibited.
ID Navigator Powered by LifeLock
Protecting against identity theft just got a lot easier.
Help protect your identity with ID Navigator Powered by LifeLock – an included benefit when you get the U.S. Visa® Credit Card with LVECU. There’s a victim of identity theft in the U.S. every three seconds*. Today, there are more threats to your identity than you realize. ID Navigator Powered by LifeLock alerts you to threats you could miss on your own.
Alerts:
Dark Web Monitoring that patrols private forums and notifies you if your personal information is found
One-Bureau Credit Monitoring Alerts¹ that informs you of fraud and key changes to your credit
More Control Over Personal Information:
Privacy Monitor that helps you reduce public exposure of your personal information
Restoration:
U.S.-Based Personal Restoration Specialists that know the steps to take and numbers to call to help you restore your identity
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Terms & conditions apply
No one can prevent all cybercrime or all identity theft.
*Based on an online survey of 5,004 U.S. adults conducted by The Harris Poll on behalf of GenTM (formerly NortonLifeLock), January 2023.
¹Credit features require setup, identity verification and sufficient credit history by Equifax®. Credit monitoring features may take several days to activate after enrollment.
Dovly Uplift™
In just seconds, you can put Dovly to work helping fix, manage and maintain your credit score. A credit score can impact your ability to buy a house or car, and improving your score can help save money on everyday expenses, such as auto insurance. Get access to Dovly Uplift™ free with your Visa® Credit Card.
What Dovly Uplift gives you:
Help detect and dispute inaccurate items on your TransUnion® credit report in an optimal way thanks to Dovly's smart credit engine
30-Day Credit Reports and Score—Every month, you get a detailed TransUnion® credit report and score, so you’re always in the know about your credit
Confirm eligibility and enroll now.
While Dovly’s platform is designed to remove inaccuracies from your credit report, every case is different, and not everyone will achieve the same results.
Credit Card Contact Center Information
Here’s what to expect from our fraud department regarding your Visa® Credit Cards:
Text Alerts
Our alerts about suspicious activity will NEVER include clickable links. Valid notifications will provide details about the transaction and ask you to reply with ‘yes’, no’, ‘help’, or ‘stop’.
Sender Identification
Texts will always come from a 5-digit number, not a 10-digit number.
Automated Calls
If you confirm a fraudulent transaction during an automated call, you will be transferred to an agent who will verify your identity. If you're uncertain about the call, hang up and call us directly.
PIN Security
We will NEVER ask for your PIN. Do not share it and hang up if asked. Fraudsters may pose as our representatives to request your PIN under false pretenses.
Monitor Your Account
Regularly check your account for suspicious activity, especially after receiving unexpected calls or texts. If you see anything unusual, contact LVECU immediately.
Suspicious Messages
If you receive a voice or text message from us and are unsure how to respond, call LVECU directly for help.
FORMS
Forms can be submitted securely through email to visa@lvecu.org, by dropping it off at any one of our locations, or uploading it through e-Tran Online Banking via the message center.
