PERSONAL LOAN OPTIONS
Life is full of unexpected expenses and opportunities; sometimes, you just need a little extra help to get where you want to go. Whether you're planning a home renovation, consolidating debt, covering medical bills, going on a vacation, financing a wedding, or making a large purchase, our personal loans can help you achieve your goals with ease and flexibility.
We offer both unsecured and secured loan options to suit your unique needs. With no application fees and flexible terms, you can access the funds you need with confidence.
Unsecured loans
Personal Loan
A loan for when you need extra funds for any reason, whether it's home improvements, debt consolidation, weddings, medical bills, large purchases, and more.
Loan Details:
Borrow from $500 to $60,000 per qualified borrower
Flexible terms from 36 months up to 84 months
No application fee
Less Stress Debt Protection available
First-time borrower option available with maximum loan amount of $2,500
Personal Line of Credit (PLOC)
A loan to assist with unexpected expenses like emergencies, education, or home improvement projects.
Loan Details:
Borrow from $500 to $10,000 per qualified borrower
No application fee
Overdraft protection for your checking account
Unlimited overdrafts
No overdraft fees
Less Stress Debit Protection available
First-time borrower option available with maximum loan amount of $2,500
Unsecured Personal Loan rates
Up to $60,000
| Term | APR* as Low as | Monthly Payment |
|---|---|---|
| 36 Months | 9.99% | $32.26 |
| 48 Months | 10.99% | $25.85 |
| 60 Months | 11.39% | $21.94 |
| 72 Months | 12.39% | $19.75 |
| 84 Months | 13.39% | $18.40 |
All payments quoted based upon $1,000 borrowed.
Personal Line of Credit (PLOC) Rate
Up to $10,000
| PLOC Rate | Term | APR* as Low as |
|---|---|---|
| Variable Rate = Prime + 7% - Changes Monthly | Revolving | 14.50% |
Seasonal Loan
A specialized personal loan designed to assist with travel and holiday expenses.
Loan Details:
Borrow from $500 to $2,500 per qualified borrower
Repayment term up to 12 months
Less Stress Debt Protection available
Credit Builder Loan
The Credit Builder Loan is designed to assist individuals with no credit, limited credit, or poor credit history. Whether you're just starting out or working to improve your credit, this loan offers an opportunity to build or rebuild your credit score. Good credit is not required for approval, all you need is a steady income to make your monthly payments.
With this loan, the amount you borrow is securely held in your regular share savings account while you make monthly payments. Because payment activity is reported to the credit bureaus, on-time payments can improve your credit score over time.
Loan Details:
Borrow from $500 to $5,000 per qualified borrower
Repayment terms up to 60 months
Payments reported to Experian and TransUnion
Less Stress Debt Protection available
Seasonal Loan rate
| Balance | Term | APR* as Low as | Monthly Payment |
|---|---|---|---|
| $500 to $2,500 | 12 months | 8.99% | $87.43 |
All payments quoted based upon $1,000 borrowed.
Credit Builder Loan rate
Up to $5,000
| Term | APR* as Low as | Monthly Payment |
|---|---|---|
| Up to 60 months | 3.75% | $18.31 |
All payments quoted based upon $1,000 borrowed.
Share Secured Loans
Uses your savings as collateral, allowing you to protect your savings, build a positive credit history, and secure funds at highly beneficial interest rates.
Loan Details:
Borrow a minimum of $500 or maximum based on 100% of shares
Payment options up to 120 months
Does not require good credit for approval
Payments reported to Experian and TransUnion
Less Stress Debt Protection available
Share Secured Loan rates
100% of share value
| Term | APR* as Low as | Monthly Payment |
|---|---|---|
| Up to 60 months | 3.75% | $18.31 |
| 61-120 months | 4.25% | $10.25 |
All payments quoted based upon $1,000 borrowed.
