New and Used Auto Loans
Are you in the market for a new or used auto loan or looking to refinance for a lower rate or better payment option? LVECU can help with competitive rates, flexible terms, and personalized service tailored to your needs. Take advantage of our pre-approval process for budget clarity before visiting the dealership.
Loan Details:
Borrow up to $125,000 per qualified borrower
Flexible loan terms from 36 to 120 months¹
Apply for pre-approval for negotiation advantage
Up to 100% financing
GAP Plus available
Mechanical Repair Coverage (MRC) available²
Less Stress Debt Protection available
No application fee
First-time borrower option available with maximum loan amount of $20,000
Easily apply through e-Tran Online Banking
New Auto Loan Rates
Up to $125,000
| Term | APR* as Low as | Monthly Payment |
|---|---|---|
| 36 Months | 5.45% | $30.18 |
| 48 Months | 5.99% | $23.48 |
| 60 Months | 5.99% | $19.33 |
| 72 Months | 6.29% | $16.71 |
| 84 Months | 6.99% | $15.09 |
| 120 Months | 7.99% | $12.13 |
All payments quoted above based upon $1,000 borrowed. 120 Month term only for auto loans over $75,000.
Exceptions priced above regular auto loan rates by specified percentage:
Used Auto Loan Rates
Up to $125,000
| Term | APR* as Low as | Monthly Payment |
|---|---|---|
| 36 Months | 5.45% | $30.18 |
| 48 Months | 5.99% | $23.48 |
| 60 Months | 5.99% | $19.33 |
| 72 Months | 6.29% | $16.71 |
| 84 Months | 6.99% | $15.09 |
| 120 Months* | 7.99% | $12.13 |
All payments quoted above based upon $1,000 borrowed. 120 Month term only for auto loans over $75,000.
Exceptions priced above regular auto loan rates by specified percentage:
- Over 115% - 125% Loan to Value (LTV) +1.00%
- Over 125% - 150% LTV + 2.00%
- Recreational Vehicles + 5.00%
-
¹120 Month term only for auto loans over $75,000.
²Mechanical Repair Coverage (MRC) is available only at the time of loan application. It cannot be added after the loan is disbursed.
