share Draft Checking Account
Our share draft (checking) account provides you with the convenience and flexibility necessary for effective money management.
Account Features:
No minimum balance or monthly service fees
First order of checks free (Basic Style)
No fee per check
Free e-Statements or paper statements
Free overdraft protection from savings¹
Free instant issue Visa® Debit Card
Over 55,000 surcharge-free ATMs²
24/7 access with online & mobile banking
Free bill pay
Easily open through e-Tran Online Banking
Share draft checking Rate
Rate & Annual Percentage Yield (APY) accurate as of February 3, 2025 and are subject to change without notice.
| Share Type | Minimum Balance | Dividend Rate¹ | APY** |
|---|---|---|---|
| Share Draft Checking | None | 0.02% | 0.02% |
¹Dividends are credited to your account monthly.
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¹Must have adequate funds in your overdraft savings account to cover overdraft. Talk to a credit union representative for details and restrictions.
²Look for the Allpoint logo. The ATM may display a surcharge fee screen. Accept the surcharge and proceed with your withdrawal. You will not be charged the surcharge fee. Limit of 10 free transactions at an ATM per month, $1 each transaction over 10.
