Other Loans

Credit Builder Loan

A credit-builder loan is designed to help people who have poor credit or who have little to no credit history. Credit-builder loans do not require good credit for approval. They do require that you have enough income to make payments. The amount you borrow is held in a credit union account while you make payments. Your payments are reported to the credit bureaus, Equifax, Experian and TransUnion. Because credit scores are calculated from information in your credit reports, on-time payments can have a big impact!

First Time Borrower Loan

LVECU will consider lending to first-time borrowers. First-time borrowers are borrowers with income to support the debt and little or no established credit. The maximum loan amount offered will be $20,000.00 on Titled Vehicle Loans and $2,500.00 on Fixed Rate Unsecured Personal Loan/Variable Rate Personal Line of Credit and VISA®.

Share Secured Loan

Lehigh Valley Educators Credit Union offers share secured loans which allow you to use your credit union savings to borrow money at an attractive interest rate without liquidating your share savings account. A share secured loan is a great idea if you need money but don't want to deplete your savings. Share secured loans are offered at an exceptionally low rate.

Student Loans

Wherever you are in your higher education, get the money you need for school. Student loans from LVECU in partnership with Sallie Mae® could help!

Sallie Mae® student loans are designed for the needs of all types of students.

  • Competitive interest rates

  • Multiple repayment options

  • No origination fees; no prepayment penalty*

Smart Option Student Loan®

Plus, the graduate loan suite is designed to meet the needs of students in specific fields of study. Find out which loan is right for you.


*Although we do not charge a penalty or fee if you prepay your loan, any prepayment will be applied as outlined in your promissory note—first to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.

Borrow responsibly - We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.

These loans are made by Sallie Mae Bank or a lender partner. Lehigh Valley Educators Credit Union is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers.

Applications are subject to a requested minimum loan amount of $1,000.  Current credit and other eligibility criteria apply. Click here for additional eligibility information about each product.

Sallie Mae® reserves the right to modify or discontinue products, services, and benefits at any time without notice.

© 2022 Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank. All other names and logos used are the trademarks or service marks of their respective owners. SLM Corporation and its subsidiaries, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America.