3 Essential Tips to Protect Yourself from Valentine's Day Romance Fraud
February Scam of the Month
With Valentine's Day right around the corner, many people will seek companionship and romance through online dating apps and social media. Unfortunately, scammers know this and actively target individuals who are vulnerable and seeking love. Romance scammers build relationships with their victims, gaining trust to manipulate them into sharing personal information and sending money. To ensure you're not taken advantage of, here are three essential tips to help you protect yourself from Valentine's Day romance fraud.
1. Watch for Red Flags in Conversations
Romance scammers often build emotional connections to manipulate their victims.
Be cautious if they:
Push to move conversations off the dating app or social media to private channels.
Make excuses about not meeting in person, claiming they’re "too busy" or have "personal reasons."
Begin requesting money in the form of cryptocurrency, gift cards, or wire transfers.
2. Verify Who You’re Talking To
Scammers often use fake, attractive profiles and tailor their approach based on your online profile. Before getting too involved, verify the person you’re speaking with. Use tools like Social Catfish or Google’s Reverse Image Search to check if their photos are stolen or their identity is fake.
3. Protect Your Personal Information
Never share sensitive personal information like your full name, address, financial details, or social security number. Scammers use this information to manipulate or steal from you, so be careful with what you reveal.
Here are some common lies that romance scammers tell their victims:
“I need money to travel to meet you."
"I am working on a top-secret government project."
"I have a sick child or relative who needs urgent medical treatment."
"I need financial help due to a frozen bank account."
"I lost my wallet/passport while traveling and need emergency funds."
"I am a successful businessperson, but I need an investment from you."
"I will pay you back as soon as I receive my inheritance or business payment."
"I was recently widowed and need emotional and financial support."
"I need help paying legal fees for an important case."
"I can make you rich with my investment strategies.”
Where To Report?
If you suspect you’ve been a victim of this type of scam, it’s essential to act quickly. Here are some steps to follow:
Contact the Federal Trade Commission (FTC) online or call 1-877-438-4338.
Use the FBI Internet Crime Complaint Center to file a complaint.